Wealth Management
Wealth Management Advisors
Core Wealth Management Services
Our wealth management service provides continuous monitoring and implementation of your financial plan, adapting as your situation becomes more complex.
Working in a wealth management relationship with FSI, you’ll have a team on your side to answer your ongoing financial questions and offer guidance throughout life’s unexpected financial situations.
Financial Plan
We will update your plan to account for life changes and new opportunities.
Disciplined Investment Management Service
An effective investment strategy involves discipline, research, and a defined process.
Estate Review
Our review helps ensure that your last wishes align with your beneficiary designations and existing legal documents.
- Are my estate documents aligned with my wishes?
- Is estate tax an issue for me?
- What are the appropriate beneficiary designations to use?
Cash Flow Summary
We’re here to provide feedback on how you are doing compared to your plan for your spending and savings goals.
- How much should I save or spend annually?
- Is my spending on track vs. my financial plan targets?
- Do I have too much or not enough money in my bank accounts?
Tax Planning Opportunities
We identify and take action on available tax-saving opportunities for you.
- What changes should I make now to save on lifetime taxes?
- Does a Roth conversion make sense for me?
- Should I contribute to my pre-tax or Roth 401(k)?
Tax Return Review
Our tax return review process may identify overlooked tax-saving efficiencies for amending your return and/or for future planning.
- Did I or my tax accountant make a mistake on my tax return?
- Do I need to amend a previously filed tax return to receive a refund?
- What opportunities did I miss last year that I can implement this year?
The Wealth Management Difference
A one-time financial plan identifies current opportunities and offers potential long-term scenarios but isn’t suitable for multi-year advice due to changing life circumstances. Wealth management, with its annual analysis and ongoing attention, provides a more personalized approach and recommendations based on your current needs.
Features | Wealth Management | Financial Planning | Benefits |
|---|---|---|---|
Detailed Financial / Retirement Plan
| 1 | Blueprint for Savings / Spending Targets | |
Investment Strategy / Implementation
| Behavioral Coaching, Customized Portfolio for Every Client | ||
Tax Planning
| Roth Conversions, DAF, QCD
| ||
Monitor Actual Results to Plan Targets
| Updates During Year | ||
Estate Reviews
| Considers Life / Family Changes
| ||
Risk Reviews | Peace of Mind
| ||
Tax Return Preparation
| 2 | Consolidation of professionals | |
Other Ongoing Financial Questions
| Benefits of WM Measured |
- 1x and future changes will require engaging Financial Symmetry for our WM service or a new 1x plan
- Available for WM clients for an additional fee
Your wealth management team will tailor these strategies to your unique needs
Contact us today to see if our wealth management service is right for you.
