Enhance Today | Enrich Tomorrow
This month’s issue of Money magazine features an article entitled Busting the 5 Myths of College Costs. The landscape of saving and ultimately paying for college has been constantly changing over the past several years and it is important to…
We are an aging population in the US. In 2009, there were 39.6 million people over the age of 65. In 2030, there is expected to be 72 million in that age bracket which will be about 19% of the…
Are you buying your first home? While it’s an exciting time in your life, the mortgage process can be intimidating. The following are the steps and what you can expect: Step 1: Select a broker Once your offer on a…
Just get back from vacation? Planning a vacation soon? Know how you’re doing with your budget this year? Most people’s response is “No.” Now is most likely not the time you are thinking about your expenses or motivated to check-in on…
With the Affordable Care Act (“Obamacare”) becoming law in 2014 it is expected Healthcare Savings Accounts (HSAs) will get more attention. An overview of HSAs are detailed below in the article from the Financial Planning Association®, but in summary if…
For an agency used to asking a lot of questions, the IRS is having a lot of trouble coming up with answers about who knew what and when regarding two separate scandals. Already under fire for targeting conservative groups through…
Do you buy health insurance on your own? One important piece of the Affordable Care Act (“Obamacare”) is the insurance exchanges. If you get your health insurance through your employer or Medicare, it is likely little will change with your…
“Hidden fees are eating away at your retirement!” “Say no to hidden fees!” “It’s YOUR money, why are you losing it to fees?” Do these messages sound familiar? Hidden Fees Fear Based Selling They are common rhetoric in ad campaigns…
Last year we wrote about new 401k fee disclosure requirements and the evidence suggesting that most 401k participants did not know they were paying for any plan costs. The structure of the investment industry has kept many investors in the dark…
Did you know that you could be on the hook for your parent’s long-term care expenses? While these “filial responsibility” laws have rarely been enforced in the past, there’s a recent case where a court sided with an assisted living…
