Enhance Today | Enrich Tomorrow
Everyone makes mistakes; even Derek Jeter as noted in the picture to the right. The deVere Group recently surveyed 880 millionaire investors around the world to determine their top investing mistakes. The list is below, but these mistakes are made…
While it is not a good idea to base your retirement plan on working in your 70’s, many retirees are finding that they enjoy getting back into the workforce. A recent article by Bloomberg states that 80% of working retirees…
Many individuals investing on their own are now using target-date funds in their 401ks. Target-date funds generally have an asset allocation (stocks, bonds and cash) based on your expected retirement date with the expectation that risk is lowered as you…
Now that I have two daughters under the age of 3, I don’t get out to the golf course very often. Let’s just say there have not been a plethora of great shots recently. As I was reflecting on one…
Throughout your relationship together, you have learned a lot about each other. You know the things you both enjoy and the things you do n’t, but have you ever taken the time to get to know each other financially? Doing a…
When people think of saving money, they initially think they need to cut something they enjoy. Instead, people should think about spending more wisely. We’ve compiled a list of cost savings ideas with little impact on your lifestyle. The long…
As financial advisors, we typically focus on building and managing wealth. However, it’s also important to point out impediments to building wealth and financial security, like consumer debt. While low interest debt can be a useful tool and offer benefits…
Did you notice the Social Security tax you paid on your return this year? While not all of the benefits are taxable, up to 85% can be. You can see this on the front page of your Form 1040 of your tax return on…
Deciding when to take Social Security benefits is unique because of the way the benefits may be taxed. There is a formula that the IRS requires Social Security recipients to use to determine if any of their benefits are subject…
Our recent post on Social Security noted that about one-third of all people claim benefits at age 62. In an age where the future of Social Security is uncertain and the subject of constant political debate, claiming benefits as early…
