Is Can I Retire Early the Right Question?
If you only had a quarter for all the times you’ve wondered if you could retire early. Wait, in that case there would be no need to worry. For the rest of us, it requires analyzing. Not only the numbers…
Top 4 Must Reads for December
As we enter a new year, this month’s edition features a few excellent stories about how to better execute the goals you may be setting for 2015. We also included a list entitled “The Charts of the Year” from Quartz…
The Top 10 Economic Stories of 2014
As we did last year, Financial Symmetry has covered several current events on our blog throughout 2014, and here are what we think the Top 10 Economic Stories of the Year have been: 1. Falling Oil Prices There are few…
I Would Like to Gift Money to My Child or Grandchild
Around this time of year, we often have clients who find themselves in the giving spirit of Christmas. Along with increased charitable giving, clients will start thinking about gifts that will leave a lasting impact on their children or grandchildren….
Holiday Scams to Avoid
This time of year is very common for scams and identity theft to occur. A recent article by USA Today, discusses 6 holiday scams to be aware of that are associated with the following: Computer hacks and card processors of…
6 Times You Should Use a Credit Card Instead of a Debit Card
Many people are using debit cards instead of credit cards in order to avoid debt. However, if you pay off your balance every month, credit cards have some important benefits to consider before making your next purchase. A recent article…
What I Was Reminded of by Taking My Daughter on a Date
I was fortunate to take my daughter to her first college basketball game recently. Once she knew we would be going, her anticipation was hard to control. On the morning of the game her excitement was bubbling over. She continuously…
Think You’re Ready to Buy Your First Home? Think Again…
Having just started my career, I look forward to the day that I am in the financial position to be able to sign the contract and be handed the keys to my first home. Currently renting, I often consider how…
Our Top 4 Must Reads from November 2014
This month’s edition features articles that focus on the growing dissatisfaction of having foreign investments in your portfolio, how economic slumps in the past have influenced our progress, and the data-driven process of forecasting recessions. One of the links this…
Determining Your Asset Allocation
In a previous post we noted that the research on Gamma identifies 5 financial planning strategies that add to retirement income. The first of these is Total Wealth Asset Allocation. The simplest definition of this is using a client specific…
