How to Prevent a Retirement Hangover
Take 2 of these and call me in the morning. Retirement is something that our culture aspires to and dreams about. The vision of trading in your 9 to 5 (or longer) workdays for days on the beach or golf…
Best Ways to Stop Financial Procrastination, Ep #23
Financial procrastination can get the best of us all. Non-urgent financial tasks love to find cracks in our to-do list, falling to the bottom fast. Mark Twain humorized this concept well with his quote, “Why do today what you can put…
What’s Your Retirement Income Strategy?
Traditionally retirement income has been thought of as a three legged stool where income consisted primarily of Social Security, Pension income, and withdrawals from personal savings. This picture has changed dramatically over the past 50 years as most employers have…
Election Results: Understanding Uncertainty
Certain uncertainty is the theme of the 2016 election results. In a historic election, Donald Trump will be our nation’s 45th President. Whether you are elated, disillusioned or disappointed, we can all agree that the results are surprising. While the…
How An Election Really Influences Markets
One of the oldest axioms about stocks is that markets don’t like uncertainty. This Presidential election cycle has been full of major surprises to say the least. However, when you look back at how stocks have responded during Presidential election…
Financial Dilemma: Cutting Expenses
As Americans, we hate to budget. Spending money is so much more fun, but imprudent spending can put us in all kinds of trouble. I am always a proponent of using a pay yourself first strategy. Setting aside a specified…
Don’t Fail In Retirement, Ep #22
For most people, retirement is that time on the horizon when you get to do what you want, when you want. But surprisingly, it’s not all that uncommon for people to retire only to go back to work or face…
Financial Symmetry Celebrates 15 Years of Service
We’ve been quite busy around the office lately. Our clients continue to share our name with their friends, family and coworkers. We are so incredibly thankful and overjoyed with the trust you place in our guidance. To most, we’re a…
Estate Planning in Your 20’s
Estate planning in your 20’s probably isn’t something you’ve considered too much especially if you are single or a married with no children. However, this may be a mistake and is often a misconception that you don’t need estate planning…
Estate Planning in Your 30’s
Below is an excerpt from Chad Smith, CFP® who wrote about his own estate planning experience as someone in their 30’s: Our conversations started with the simple goal of establishing a guardian for our children to assure our assets could…
