Do Downturns Lead to Down Years?
Stock market slides over a few days or months may lead investors to anticipate a down year. But a broad US market index had positive returns in 15 of the past 20 calendar years, despite some notable dips in many…
Preparing for a Professional Pivot, Ep #119
2020 has been a year of change. The pandemic has given people an opportunity to rethink their lives and many have been rethinking their career. Whether you are one of the millions of people that have been forced into a…
Do’s and Don’ts for Young Adults Building Their Credit
Whether you’ve recently graduated or are early into your career, building up your credit at an early age can have a positive impact on generating financial independence and give you a head start on your future financial goals. Here are…
Do You Ask These Questions When Selecting Investments?, Ep #118
We know how important it is to save for retirement, but at the same time, focus on enjoying life now. In this episode, we walk you through how to set up a framework for your investment strategy. You’ll learn…
How to Unlock the New CARES Act Charitable Deduction
The CARES Act, passed in response to the Coronavirus Pandemic, brought with it numerous financial planning opportunities. This includes a new deduction to utilize for charitable gifting. In 2020, taxpayers will be able to deduct the first $300 in charitable…
The Time Is Now, Your Future Self Will Thank You, Ep #117
Why is it so hard to envision our future self? Dan Gilbert, a Harvard psychology professor and author of Stumbling on Happiness, has found that people are really bad at predicting who they will be in the future. This is…
Good Planning Equals a Higher Probability of Success
Diligence and integrity are among our core values, both in personal financial planning and for our business. In keeping with those values, we build contingency plans to ensure we maintain our independent business model and stability in client service through…
Buying a Second Home? Answer These Questions, Ep #116
2020 has brought us a new reality with our vacation mindsets. With many vacation plans put on hold or completely cancelled, the pandemic has become the impetus for second homes becoming more of a reality. If you have been considering…
Nearing Retirement? Prepare for these Retirement Surprises, Ep #115
You spend half your life preparing for retirement, but that doesn’t mean there won’t be surprises when you get there. In this episode, we highlight 10 common retirement surprises and provide strategies so you are ready when they arise….
COVID-19 Money and Data Scams for North Carolinians to Avoid
Financial scammers are always ready to take advantage of difficult situations in our communities. They watch the headlines, and the COVID-19 pandemic and economic turmoil have led to lots of opportunities for scams. With stimulus money, unemployment income, tax refunds…
