Enhance Today | Enrich Tomorrow
When we start working with a new client, one of the first steps is typically consolidating the number of accounts they have outstanding. In our experience this makes your finances easier to manage by reducing the mental accounting that needs…
While we emphasize the importance of annual tax planning, it’s also important to not let tax avoidance override your other financial goals. Liz Davidson, of Forbes.com, wrote a nice piece describing how people lose money when they let tax issues…
If you invest in your employer sponsored retirement plan you have probably heard of Target-Date funds. These funds are characterized as investments that change the allocation of stocks, bonds, and cash according to your specified retirement date. In theory, these…
When selecting mutual funds to use in our client’s accounts we use various quantitative and qualitative factors to evaluate if we believe a fund can add value. Morningstar is the most widely used source of mutual fund data and analysis,…
There are many similarities between financial planning and marathons. It takes commitment, discipline and follow through to complete both. Our own Allison Berger found out how challenging, but gratifying the second one could be recently. After months of training, on November…
When researching mutual funds to invest client funds, we evaluate numerous aspects including (just to name a few): corporate culture manager experience compensation research philosophy expenses management ownership Naturally, one of our primary concerns is that fund managers have their interests…
Naturally parents want to provide the best for their children. For many parents today this means paying for them to earn a college degree. This is an admirable goal, and one that their children will greatly appreciate when they graduate free from student loan debt. But what does saving for the ever-rising cost of college tuition mean for their other lifestyle goals?
In the current economic environment employers are evaluating all of their cost cutting options, which may lead to suspending or reducing their 401k match. Here are some questions you should ask yourself when deciding if you should continue contributing to your 401k plan.
When there is snow on the ground, you can’t see the bulbs that will bloom in the spring. But you’ve seen the flowers before and know that they will bloom again.
