Our Services

Financial Symmetry, Inc., in Raleigh, North Carolina, is an independent, employee-owned financial planning firm that provides the following services for individuals and their families on a fee-only basis:

• hourly financial planning 
• investment management 
• wealth management services

Financial Planning

Smart management of your money starts with a solid plan.  At Financial Symmetry, we design customized financial plans that help you set, prioritize and realize your financial goals. We start most of our client relationships with a financial plan and may recommend our Investment Management or Wealth Management services to you based on your personal situation.

Our Financial Planning service is charged on an hourly rate, with complete servicing normally ranging from $300 to $3,000, depending on the complexity of your situation.  We typically complete a Net Worth and Cash Flow Projection that helps to answer whether you can accomplish your goals.  This process also yields increased efficiencies which save you money by “tuning up” your financial strategy. We also evaluate your future cash flows which helps to determine an appropriate risk capacity for your investment portfolio.  We are more than happy to provide you with a quote based on the information you provide us.

Investment Management

We charge percentages normally ranging from 0.25% to 1.50% per year of investments that we manage for you. The actual rate is determined by the type of investments as well as the level of flexibility we have in your particular accounts.  We can provide you with a quote specific to your situation.

Our Investment Management service enables your portfolio to benefit from our unique research process.

Wealth Management Services

This service is an add-on option to our Investment Management Service and is charged at an annual rate of 0.1% on top of your regular investment management fee.

Wealth Management enables you to have ongoing monitoring of your progress relative to the targets set forth in your financial plan.  You can see if you are staying on course and if you are not, we help you make adjustments to your targets or your goals.

We will also review your income tax and estate picture.  This provides opportunities for tax savings, and piece of mind that your estate will be distributed the way you want.

Questions?

Visit our FAQs page for more in depth information about our industry and our firm, or contact us today to see how we may be able to help you.